Renting your property on Airbnb?

Once paying guests are involved, most standard policies restrict or void your cover entirely. This specialist insurance is designed for exactly that situation.

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Why it matters

The risks change the moment you take a paying guest

When a property is used for short-term rental, standard home insurance typically becomes invalid. Risk increases with each new set of guests, and liability from guest injury or damage becomes a real exposure.

Cover at a glance

What's covered and why it matters

Subject to policy terms and insurer acceptance.

Cover Type Protects Against For
Buildings Structural damage (fire, flood, storm) Property owner
Contents Damage to furniture & furnishings Host / landlord
Liability Injury or damage claims from guests Host / landlord
Loss of Rent Income loss following insured damage Short-term rental operator

WHO IS THIS FOR

For everyone who rents their property to guests

Holiday let owners, Airbnb hosts, serviced accommodation operators, landlords offering short-term lets, and owners renting out second homes.

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Airbnb hosts & home sharers

Letting a room or your whole home on Airbnb? Your existing policy almost certainly doesn't cover it.

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Holiday let owners

Dedicated holiday lets need specialist cover built for the unique risks of guest stays.

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Serviced accommodation operators

Running serviced apartments? Specialist cover is essential for guest liability and property protection.

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Short-term & seasonal landlords

Landlords offering short-term or seasonal lets face different risks from standard AST landlords.

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Second home owners

Renting out your second home while you're not using it? You'll need the right cover in place.

HOW IT WORKS

Covered in 3 steps

A real conversation, a clear recommendation, sorted

1

Tell us what you need

We skip the generic forms and ask the right questions upfront to understand your exact situation

2

We search the market

We find the best specialist covers for your profile and clearly explain your options.

3

You're covered

You get a clear recommendation. We handle the paperwork and provide ongoing support.

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Not sure what you need?

We'll talk you through it. If you're unsure whether your existing cover is appropriate for how your property is being used, we're happy to review it.

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