Motor insurance is a legal requirement

We arrange motor insurance suited to you, covering your vehicle, your usage, and your circumstances, with clear advice on what each level of cover actually means.

FCA Authorised & Regulated
FSCS Protected
Personal Advice
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Why it matters

Beyond the legal requirement

Driving without insurance is illegal. But beyond the legal requirement, the right cover protects you from costs that could be devastating.

Cover levels

The three main levels of cover

We'll advise on which level is right for you: your vehicle, usage, and circumstances all factor in. Subject to policy terms and insurer acceptance.

Cover Feature Third Party Only Third Party, Fire & Theft Comprehensive
Covers other vehicles/people Yes Yes Yes
Covers your own vehicle No Fire & theft only Yes
Covers accidental damage to your car No No Yes
Legal minimum? Yes Yes (exceeds minimum) Yes (exceeds minimum)

WHO IS THIS FOR

Motor cover for every driver

Anyone driving on public roads needs motor insurance, including vehicle owners even if the vehicle is only occasionally used, business owners using vehicles for work, fleet operators, and learner drivers with appropriate cover.

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Personal vehicle owners

Anyone who drives a vehicle on UK public roads — including occasional use.

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Business use

Business owners using vehicles for work purposes. Standard personal insurance often doesn't cover this.

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Fleet operators

Multiple vehicles? We can arrange fleet cover suited to your business needs.

What's usually not covered

  • Wear and tear or mechanical breakdown
  • Undeclared business use
  • Unauthorised drivers
  • Driving under the influence
  • Driving outside agreed territories

Policy terms and exclusions always apply.

HOW IT WORKS

Covered in 3 steps

A real conversation, a clear recommendation, sorted

1

Tell us what you need

We skip the generic forms and ask the right questions upfront to understand your exact situation

2

We search the market

We find the best specialist covers for your profile and clearly explain your options.

3

You're covered

You get a clear recommendation. We handle the paperwork and provide ongoing support.

Not sure what you need?

We'll talk you through it. Not sure which level of cover suits your vehicle or how your policy handles business use or non-standard circumstances? We're happy to review it.